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The Last 5 Feet: Why Pharmacies Should Join the Cost Plus Drugs Affiliate Pharmacy Network in 2026

By Erin Albert, MBA, PharmD, JD, DASPL
Chief of Pharmacy Relations, Network and Privacy at Mark Cuban Cost Plus Drugs, PBC
12/18/25

Healthcare policy debates often center on billion-dollar budgets, national systems, and complex reimbursement structures.
But as Mark Cuban reminded lawmakers in his testimony before the U.S. Senate Special Committee on Aging, the most important
part of healthcare delivery happens much closer to home — within the last five feet between a patient and their pharmacist.

Watch the hearing (timestamp included):

“Modernizing Health Care: How Shoppable Services Improve Outcomes and Lower Costs” — Mark Cuban testimony begins at 1:31:33:
U.S. Senate Special Committee on Aging video

In that hearing, Cuban emphasized that this final interaction is where medication errors are prevented, adherence problems are uncovered,
and patient trust is built. When pharmacy economics fail, he warned, that “last five feet” disappears — replaced by mail order,
call centers, and fragmented care. For community and independent pharmacies planning for 2026, the Cost Plus Drugs Affiliate Pharmacy Network
offers a way to protect that clinical advantage while restoring economic sustainability.

1. The “Last Five Feet” Is a Clinical Advantage — and a Business One

During the Senate hearing “Modernizing Health Care: How Shoppable Services Improve Outcomes and Lower Costs,”
Cuban explained that the final interaction between pharmacist and patient may be the most consequential moment in the medication-use process.
It’s where contraindications are caught, dosing confusion is resolved, and patients feel safe asking questions they would never raise with a call center.

Yet traditional PBM reimbursement models treat this interaction as a cost to be minimized. Below-cost reimbursements, retroactive fees,
and unpredictable adjustments force pharmacies to reduce staffing or exit networks altogether. When that happens, patients lose access — not just convenience.

The Cost Plus Drugs Affiliate Pharmacy Network is structured around the opposite philosophy:
value the pharmacist, pay transparently, and preserve in-person care.

Mark Cuban speaks before the U.S. Senate Special Committee on Aging
Mark Cuban, Co-Founder of Cost Plus Drugs, speaks before the U.S. Senate Special Committee on Aging.

2. Transparent Pricing and Defined Dispensing Fees

One of the most destabilizing aspects of pharmacy operations today is reimbursement uncertainty. Pharmacies often do not know their true payment until weeks after dispensing,
once DIR fees, network adjustments, and reconciliation processes are complete.

The affiliate network replaces that uncertainty with clearly defined, transparent economics, including a dispensing fee structure that recognizes pharmacist labor and complexity:

Service Fee Notes
Standard prescriptions $12 baseline dispensing fee Recognizes pharmacist labor and routine dispensing complexity.
Cold chain + complex REMS medications $14 dispensing fee Reflects additional handling, storage, documentation, and clinical oversight.
Vaccines* on the Network Drug List $25 administrative fee Acknowledges operational and compliance costs of immunization services.

*On the cash pay option available at www.teamcubancard.com.

Cost Plus Drugs affiliate and partner network logos
The Cost Plus Drugs affiliate pharmacy network expands access while keeping care local.

This structure allows pharmacies to plan staffing, invest in services, and forecast cash flow with confidence — instead of gambling on opaque reimbursement formulas.

3. New Plan Volume Through Employer and PBM-Leased Networks

As employers and PBMs look to control drug spend without sacrificing access or safety, many are adopting alternative pharmacy networks and wrap programs aligned with transparent pricing models.
Starting in 2026, more commercial and employer-funded plans are expected to lease or include Cost Plus Drugs–aligned pharmacy networks.

For participating pharmacies, this means access to new patient volume that might otherwise be directed exclusively to large chains or mail order.
Importantly, these prescriptions remain in-store, preserving patient relationships and the opportunity for clinical intervention.

Joining the affiliate network positions pharmacies to participate in these arrangements rather than be bypassed by them.

4. Patient Loyalty Built on Clear, Honest Pricing

Patients are increasingly “shopping” for healthcare. Prescription prices are compared online, and frustration with unpredictable copays is growing.
The Cost Plus Drugs ecosystem — including the Team Cuban Card (www.teamcubancard.com) and cost-plus messaging — gives pharmacies a straightforward, credible pricing story.

Cost Plus Drugs pricing and model graphic
Transparent cost-plus pricing and network economics, illustrated.

When patients understand what a medication costs and why, trust grows. That trust drives loyalty, adherence, and repeat visits.
Pharmacies benefit not only from prescription volume, but from expanded use of services such as MTM, chronic disease support, and immunizations — all delivered within that critical five-foot space.

5. Smarter Operations and Access to the Cost Plus Drugs Marketplace

Operational efficiency is just as important as reimbursement. Independent pharmacies often struggle with fluctuating acquisition costs, limited buying power,
and pressure to dispense drugs at a loss to satisfy plan requirements.

Affiliate pharmacies have the option to purchase medications through the Cost Plus Drugs Marketplace,
acquiring select drugs at Mark Cuban Cost Plus Drugs pricing — the same transparent cost-plus model used nationwide.

  • A reliable way to avoid negative-margin dispensing
  • A transparent acquisition benchmark to evaluate wholesaler pricing
  • Improved inventory planning and cash-flow predictability
  • Confidence that reimbursement aligns with acquisition cost and dispensing fees

For pharmacies without massive scale, marketplace access creates a more level playing field — especially when paired with the network’s defined dispensing fees.

6. Keeping Care Local in a Mail-Order-Dominated Landscape

Mail-order pharmacies remove the pharmacist from the last 5 feet equation entirely. No counseling, no real-time safety checks,
no opportunity to intervene when something doesn’t look right.

The affiliate network preserves local care by ensuring pharmacies remain the front door for medication access — even as employers and PBMs pursue lower costs.
Patients receive affordable medications and professional oversight, rather than having to choose one or the other.

7. Collective Strength Without Sacrificing Independence

Independent pharmacies often negotiate alone. By joining an affiliate network, pharmacies gain collective leverage while maintaining local ownership and autonomy.

Negotiations become centered on demonstrated value — transparent pricing, adherence, safety, and access — rather than hidden spreads and retrospective fees.
This strengthens the pharmacy’s position while aligning incentives across patients, employers, and payers.

8. Built-In Credibility and Reduced Marketing Burden

Explaining pharmacy pricing is hard. Being part of the Cost Plus Drugs ecosystem simplifies that conversation.
Patients already recognize and trust the brand’s commitment to transparency.

Instead of defending prices, pharmacies can focus on what they’ve been trained to do…care.


Conclusion: Five Feet That Defines the Future of Pharmacy

Mark Cuban’s Senate testimony underscored a truth that pharmacists have always known: the most important work happens face to face.
That last five feet between pharmacist and patient is where safety, trust, and outcomes converge.

The Cost Plus Drugs Affiliate Pharmacy Network protects that space by pairing transparent drug acquisition through the Cost Plus Drugs Marketplace with clearly defined dispensing fees —
$12 baseline, $14 for cold chain and complex REMS drugs, and $25 for vaccine administration on the network drug list.

For pharmacies that want predictable margins, expanded plan access, and the ability to keep care local in 2026 and beyond, joining the network isn’t just a financial decision —
it’s a strategic commitment to the future of pharmacy.

Learn more / Apply to join

Learn more by completing this form:
https://forms.gle/xVoUjPYgPFzdop7F9
or use the QR code below.

QR code to apply to the Cost Plus Drugs Affiliate Pharmacy Network

Author note:
Dr. Erin L. Albert is a pharmacist, attorney, and the Chief of Pharmacy Relations, Network and Privacy at Mark Cuban Cost Plus Drugs, PBC.
Any opinions above are her own and not necessarily those of MCCPDC.
She has worked in independent, chain, and community pharmacy during her career as a pharmacy intern, technician, pharmacist, and pharmacist in charge.

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